Rabu, 07 Oktober 2009

Six crucial things house movers must do

Moving house can be an absolute nightmare! But before you start stressing over where to store the china, make sure you’ve ordered the serious stuff first.

The move is said that up there with the debt, divorce and death as a life more stressful events.

Personally, I think it’s a bit melodramatic - but the whole heart agree that moving can be a chaotic experience.

It’s easy to get so caught up in the fuss of packing that you forget to address important issues such as insurance.

In this article I will explain six steps drivers should continue to house to make sure you are prepared for life in their new home.

1. Protect your property

The only way you can really relax in your new home is whether their property and belongings are protected.

Therefore, when you move house, it is vital to ensure that your property from the date of the contracts are exchanged.

There are two types of insurance available to home insurance for buildings and contents insurance.

Buildings insurance covers the cost of damage to the structure of your property. Moreover, the insurance covers everything inside the house.

It is essential to calculate precisely how much worth your belongings before you buy contents insurance. If you are poor may not be fully covered if you need to make a claim, whereas if overinsure you could end up paying unnecessarily high premiums.

Whatever type of insurance you’re looking for, always worth taking the time to shop online for the best deal.

It is also a good idea to check that any company that uses the transfer is adequately insured so that your property is fully protected while in transit!

2. Make sure your home is secure

Home insurance policy all prices are based on risk assessment. Therefore, improving the security of your home could help reduce the cost of your premium.

Here are my top six safety tips:

* Join a system of neighborhood watch.
* Install an alarm or security system recognized by your insurance.
* Adjust the lighting for safety.
* Replace old locks on their doors with five lever mortise locks.
* Fit window locks key.
* Check that there are no holes in your walls.

Note that, following some of these tips could cost money in the short term. It may take a few years of the reduction in home insurance premiums for you to recover your original spend.

However, in the meantime you will have peace of mind knowing that your property is secure.

3. Switch to save

Before you move home, inform your supplier of energy that is leaving. This should ensure that you are not billed for energy used by new occupants after they have left.

Then, once you’re in your new property, notify the existing energy supplier and inform them of reading. Again, this will avoid having to pay for the energy that you have not used.

When you call to request that future bills will be sent to the property in his name, it’s likely that you will come to their energy supplier for the standard rate. These plans are often expensive, as energy companies usually reserve their best deals for new customers.

Therefore, it is a good idea to make a comparison of energy prices as soon as possible to find out how much you can save by changing supplier.

Remember, the longer it takes to get your skates on and organize a switch, the longer you are stuck with an expensive standard rate. It could take four to six weeks for his new plan to enter into force, so it is important not to delay.

4. Cover your car

The price of your car insurance will be affected by where you live. For this reason, the move can make a difference to the amount of the premium cost.

When you move, you should contact your insurer of automobiles and inform them of your new address. If not, your policy may become invalid and your insurer may refuse to pay in the event you have an accident - he stops paying the bill.

The price of the premium may go up or down, depending on where your new property. However, it is always better to be honest with your insurer as soon as circumstances change to prevent problems later in the line.

5. How to pay for his painting

According to recent research from Halifax, people spend an average of £ 8,100 in home improvements (not including the addition of space) during the first two years of life in their home.

If you know your house needs a lot of work, it is important to consider how you will finance.

A 0% purchase card will allow you to spread the cost of purchasing more than one side of a period of time without charging interest for the privilege.

However, 0% of purchases are only an introduction. This means that if you do not pay your balance in full before the offer expires, you will be affected by high interest charges.

If this can affect you - perhaps because he was spending a significant amount - you may want to consider choosing a market leader in place of personal loans.

6. Protect your life

If you own a house with a friend or companion and you move house, you need to make sure your life insurance policy covers their combined share of the new mortgage.

If you have moved to a larger or more expensive home, you will probably need your level of coverage. Remember, it’s important to have adequate life insurance in place, otherwise, if you, your partner, housemate or could apply for the full range of mortgage debt.

Alternatively, if your property has been reduced, you may not need to cover quite as much life and therefore could save money on your premiums by comparing offers.

A move may have coincided with an upturn in their lifestyle, which is another reason to reconsider your need for life insurance. You must ensure that any charges that have been able to maintain this new level of life in the event that you are no longer around.

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Find More : House Movers , Moving Company , Services Packaging , Moving house , move home

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